Tennessee Attorneys: Uninsured/Underinsured Accidents
Individuals who suffer serious injuries in a car accident will require significant medical treatment. This may involve multiple surgeries, CT scans, days or months in the hospital, inpatient or outpatient physical therapy, other rehabilitative therapy and prescription medications. However, the minimum liability insurance required in Tennessee will barely cover the initial days - or even hours - in the hospital. Without proper compensation from insurance coverage, auto accident victims can face serious financial challenges following the accident.
The attorneys at Stulce & Yantis understand the physical, emotional and financial challenges our clients are enduring. We pursue all means of compensation available to alleviate the financial strain caused by the accident. Additional recovery is often obtained through uninsured or underinsured motorist claims following an accident. To learn more about your rights or to speak with an experienced lawyer, contact our personal injury law firm in Chattanooga.
Maximizing Your Compensation following an Auto Accident with an Uninsured Driver
In Tennessee, all drivers are required to carry minimum liability coverage of $25,000. Therefore, it is crucial that drivers take necessary precautions to protect their interests by purchasing uninsured or underinsured policies. If an accident occurs with a driver who failed to carry insurance (uninsured driver) or who had insufficient coverage (underinsured driver), your own policy can provide the additional compensation you need.
Who Pays the Claim?
If you suffered an injury in an auto accident, you first recover compensation through the at-fault driver's liability policy. If your damages exceed the policy limits of the other driver, you can recover additional compensation from your own insurance company - according to the limits of your own uninsured and underinsured policy which you previously purchased.
Hit-and-Run Accidents
Uninsured policies are of significant importance when you are involved in a hit-and-run accident. When the other driver cannot be located (and as a result their insurance information is unavailable), your own uninsured motorist policy is your own protection. This is often the case when a pedestrian or bicyclist is involved in an accident.
Experienced Lawyers With Over 30 Years of Experience
Our law firm has the expertise, skill and perseverance to help accident victims recover the full compensation they need and deserve. If you or a loved one has been the victim of an uninsured motorist or underinsured motorist accident in Tennessee or Georgia, contact our attorneys at Stulce & Yantis.
